If I was asked this question a couple months ago, I would have said no but my vision on couponing has completely changed recently. I have spent the past couple months reading a lot of finance/self-improvement books/blogs to better the life of my family and I. While doing this reading, I came across the Krazy Coupon Lady blog. This is a site set up by two women who dedicate their time in matching up local sales to coupon/promo codes to find the best deal possible. From reading their e-book, website and watching TLC’s Extreme Couponing show, my view towards couponing has completely changed.
Although couponing takes time and dedication, to me the outcome is worth it. I have downloaded apps such as Ibotta, Checkout 151, Snap, Wal-Mart Savings Catcher, Shopmium, Jingit, Savings Catcher and Receipt Hog to earn additional money on the side to help with couponing. Of the ones I’ve mentioned I would say I use Ibotta, Checkout 151, Snap and Wal-Mart Savings Catcher the most. In the past few months, I’ve earned $58 in Ibotta, $10 in Checkout 151, $5 in Snap and $22 in Wal-Mart Savings Catcher. Checkout 151 and Snap require you to save $20 before you can redeem the cash but Ibotta redemption is only $10 and Wal-Mart Savings Catcher doesn’t have a limit so those are my top two apps. I do not online shop that often but I’ve downloaded the UPromise, Ebates and Honey extensions to help me earn more cash on things I previously do. I currently have $40 in both of those accounts. After saving so much money for not changing my grocery list I think twice before I have to buy something that does not give me cash back/extra buck reward.
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I was not planning on starting Graduate School so soon but after the Academic Director waived the GMAT test for me based upon my work experience I had to find a way to make extra cash on the side since my program is $46,700. I do help my parents out with the finances but these programs give me the opportunity to get things for 70-90% off so why wouldn’t someone take advantage of that. As my parents say, every penny counts and online savings calculators have shown that $20 wasted today will cost you a day of your life in retirement. Being raised my immigrant parents, my parents were not aware of all of these saving opportunities. Now I just imagine how much I could have saved if I had realized their options months (if not years earlier).